Australia and New Zealand Payment Gateways
Web Commerce Today, Issue 48, July 15, 2001
This article contains older information. Go here for newer information on shopping carts and transactions.
| QSI Client Class Australia Australia/NZ |
QSI PaymentsPO Box 10719 Adelaide Street Provides multi-lingual, multi-currency support. Supports both 2-party (merchant transmits credit card data to bank) and 3-party transactions (consumer transmits payment info directly to the bank, with a digital receipt, not credit card information, sent to the merchant). Merchants must have an account with one of these financial institutions: HSB Holdings plc, Royal Bank of Scotland Group (UK), MasterCard (Asia Pacific), Westpac Banking Corp. (AU), Commonwealth Bank of Australia, ANZ Banking Group (AU), ETSL (NZ), or ICICI Group (India). Payments for QSI are bundled with processing charges paid to the financial institution. Compatible with Microsoft Site Server Commerce, Intershop, EZMerchant, and Macromedia-Flash & UltraDev, and Cold Fusion. Can be custom integrated using Perl sockets, Java, or COM using asp. The merchant's bank determines which currencies can be accepted, though QSI Payments' system supports multiple currencies. |
User Feedback:I'm familiar with the QSI Client Class solution from QSI Payments (an Australian company). I've found this solution to be very cost-effective and well implemented. They have other solutions as well. -- Rohan Anderson AU | |
| Camtech Australia Australia/NZ |
Camtech Corp.Level 8, 10 Pulteney Street White papers on the website explain the process, but give no information about pricing. |
User Feedback:In Australia, the main Payment Gateway provider is Camtech. I've recommended them to a large number of clients, as they: a) are the defacto standard, b) have an excellent product, c) are reliable, d) have a reasonable prioce structure. -- Liam Cody AU | |
| Buy-Line New Zealand Australia/NZ |
Bank of New ZealandState Insurance Tower, 1 Willis Street P.O. Box 2132 Online credit card authorization and payment processing system for Bank of New Zealand merchant account holders. Interfaces can be built to connect with merchant's order processing systems. |
User Feedback:To get over the problem we have decided to outsource our manufacturing to a US company that will also take care of all our fulfillment needs as well. The customer will still purchase the product by paying into our merchant account in New Zealand, but everything else happens State-side. The system we use is called "Buy-line" through the Bank of New Zealand, where we could receive up to 10 different currencies if we wanted to. Cost is about US$850.00 for one-off set up fees and rates around 2%, but no doubt knowing the banks there will be other hidden charges that they will hit us with! The problem is that everybody I speak to thinks that it is so simple that there must be some catch. I am a bit concerned regarding the tax implications but from what I have read, I think as long as your country has a tax treaty with the country you are selling to there is not a problem. -- Peter Botherway, Simplastix Innovations | |
| E-Payment Australia Australia/NZ |
Interactive Worldwide LimitedLevel 2, 25 Burwood Road, Charging includes a set-up fee, low transaction cost and a monthly service charge. Prices not on website. |
| eSec Payment Service Australia Australia/NZ |
eSec Limited245 Racecourse Road PO Box 416 Authorized for use by government agencies. Flat handling charge only for transactions, but requires a merchant account. Annual fee of A$550 (including GST) covers 2,500 transactions (coming out to A$0.22 per transaction). A further block of 2,500 transactions is A$550. Uses WorldPay for multi-currency solutions. |
User Feedback:I use an Australian company for my secure gateway and consider them very good. Their billing is a little unorthodox in that I pay AUD550 up front to pay for 2500 transactions, working out at 22 cents Australian per transaction (approx 11 cents US) which I think is cheap. I have some merchant banking costs on top of that, but that's the way it works here. For me the flat rate per transaction is a good way to go as ALL my transactions are for AUD10, whereas a 9.5% per transaction amount another secure Co here charges would cost me 95 cents! http://www.esec.com.au -- Andrew Anderson http://netwants.com AUAfter some extensive research of the Australian payment gateway companies, I have decided to work with www.esec.com.au I appreciate their service and easy set-up. Pricewise they seem the most interesting of all. -- Ama Kalma | |
| SecurePay Australia Australia/NZ |
SecurePay Pty Ltd.Lvl 3/257 Collins Street Works with 10 banks: Advance, ANZ, Bank of Melbourne, Bank of SA, Bank West, Commonwealth Bank, Challenge Bank, National Australia Bank, St George Bank, and Westpac Bank. SecureLink product is used for online transactions. Requires a merchant account. Fees not specified on site. |
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